(d) In series, effective resistance,
$R_{eff} = R_{1} + R_{2} + R_{3} \Rightarrow \frac{1}{\sigma_{eff}} = \frac{1}{\sigma_{1}} + \frac{1}{\sigma_{2}} + \frac{1}{\sigma_{3}}$
$= \frac{\sigma_{2}\sigma_{3} + \sigma_{1}\sigma_{3} + \sigma_{1}\sigma_{2}}{\sigma_{1}\sigma_{2}\sigma_{3}}$
$\therefore\sigma_{eff} = \frac{\sigma_{1}\sigma_{2}\sigma_{3}}{\sigma_{2}\sigma_{3} + \sigma_{1}\sigma_{3} + \sigma_{1}\sigma_{2}}$