(d) If $C_{e}$ be the effective capacitance, then
$V_{C} = \frac{1}{2}V_{0}$
$\frac{q}{C_{e}} = \frac{q_{0}}{2C_{e}}$
$\Longrightarrow q_{0}\left( 1 - e^{- \frac{t}{RC_{e}}} \right)\ = \frac{q_{0}}{2}$
$\Longrightarrow \ \ \ \ t = RC_{e}\ \ In2$
For parallel grouping
$C_{e} = \frac{2C}{2}$
$\therefore\ \ t_{2} = 2RC\ In2$
For series grouping
$C_{e} = \frac{C}{2}$
$t_{1} = \frac{RC}{2}In\ 2$
$\frac{t_{2}}{t_{1}} = \frac{1}{4}t_{2} = 2.5s$