(d)
Formic acid $HCOOH$ also contain a $–CHO$ group, so gives some reducing properties of aldehydes
$HC = O\ \ \$ 3 aldehyde group
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OH
Formic acid is a very strong reducing agent. It reduces Tollen’s reagent, Fehling’s solution and mercruric chloride.
Acetic acid does not give these reaction.
Formic acid distinguishes from acetic acid by Fehling’s solution. Formic acid gives red ppt of cuprous oxide with Fehling’s solution while acetic acid does not.